Here is a Privacy Policy tailored to your provided copyright and licensing text, structured to reflect compliance, transparency, and professionalism for The Lending Spot and Premier Mortgage Resources, LLC (PMR):

Privacy Policy
Effective Date: June 12, 2024
Copyright © 2025 The Lending Spot & Premier Mortgage Resources, LLC. All Rights Reserved.

Premier Mortgage Resources, LLC (“PMR”, “we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our websites, including but not limited to The Lending Spot, and interact with our services.

1. Information We Collect

We may collect the following categories of information:

• Personal Information: Name, address, email, phone number, Social Security number, income, employment information, and other financial details necessary to process loan applications.

• Loan Application Data: Information submitted as part of your inquiry or loan application, including credit reports, income documentation, and property details.

• Device and Usage Data: IP address, browser type, operating system, access times, and pages viewed for site performance and security.

• Cookies and Tracking: We may use cookies and similar technologies to enhance user experience and analyze website traffic.

2. How We Use Your Information

We use the information we collect for purposes including:

• Processing and underwriting loan applications

• Providing updates on loan status and servicing

• Verifying identity and ensuring compliance with applicable laws

• Preventing fraud and securing our systems

• Marketing and promotional communication (with opt-out options)

3. How We Share Your Information

We may share your information with:

• Service Providers: Companies that assist with processing, underwriting, marketing, and technology services.

• Regulatory Agencies: As required by state or federal law, including compliance with the NMLS (#1169).

• Affiliated Entities: Entities under common ownership or control, such as The Lending Spot.

• Third Parties with Your Consent: For example, co-branded loan programs or specific referral arrangements.

We do not sell your personal information to third parties.

4. Data Security

PMR employs administrative, technical, and physical safeguards to protect your data. While we strive to secure your information, no system is completely immune to risks. You are responsible for safeguarding login credentials and notifying us of any suspected unauthorized access.

5. Your Choices and Rights

You may:

• Request access to or correction of your personal information

• Opt out of certain data uses (e.g., marketing emails)

• Request deletion of your data (subject to regulatory retention requirements)

To exercise these rights, contact us at: privacy@pmrloans.com

6. Third-Party Websites

Our websites may link to external sites. PMR is not responsible for the content, security, or privacy practices of those sites.

7. State Disclosures & Licensing

PMR is licensed to operate in multiple states, including but not limited to:
AZ-BK #0937529; CA-DBO9752; CO-100528971; FL-LO97659; HI-HI-9752; ID-MLO-3283; MN-MLO-9752; MT-9752; NV-61974; OR-9752; TX-9752; WA-MLO-9752; WY-9752.
View full license details at: www.nmlsconsumeraccess.org

8. HECM (Reverse Mortgage) Disclosure

For reverse mortgages: At the end of the loan term, some or all equity may no longer belong to you. You may need to repay the loan by selling the property or from other assets. You remain responsible for taxes, insurance, and maintenance, and failure to do so may lead to foreclosure.

9. Policy Updates

We reserve the right to amend this Privacy Policy at any time. Updates will be posted to our website with the new effective date.

10. Contact Us

Premier Mortgage Resources, LLC
Attn: Privacy Department
3363 E Presidential DR. #200
Email: privacy@pmrloans.com
Phone: 208.629.0606