The Lending Spot
HECM
Reverse Mortgage

Empowering Your Financial Retirement

Discover personalized lending solutions designed to unlock your home’s potential and achieve your financial aspirations. Our expert team is dedicated to guiding you through every step of the process, ensuring a smooth and stress-free experience.

Why Choose The Lending Spot?

• Expert Guidance: Our experienced team provides personalized support to help you make informed decisions.

• Comprehensive Solutions: From HECM to traditional mortgage options, we offer a full range of services.

• Customer-Focused: Your financial well-being is our top priority.

What Is a HECM?

A Home Equity Conversion Mortgage (HECM) is a reverse mortgage designed to help homeowners aged 62 and older access their home equity while continuing to live in their homes. It’s a flexible solution to enhance your retirement income, fund home renovations, or cover unexpected expenses.

Key Benefits of HECM:

• No monthly mortgage payments required.*

• Retain ownership of your home.

• Flexible disbursement options: lump sum, monthly payouts, or line of credit.

Personalized Lending Solutions

Unlock your home’s potential with expert guidance and comprehensive mortgage solutions tailored for you.

LEARN FROM VIDEOS

Receive personalized support to make informed financial decisions for your future.

TESTIMONIALS

Explore a full range of mortgage options, including HECM and traditional loans.

Your financial well-being is our top priority, ensuring a smooth and stress-free experience.

EASY – APPLY NOW

John Doe

Copyright © 2025 The Lending Spot & Premier Mortgage Resources, LLC. All Rights Reserved.

NMLS State Licensing: 2025AZ-939018, CA-CA-DBO9752, CO-100528971, FL-LO97659, HI-HI-9752, ID-MLO-3283, MN-MLO-9752, MT-9752, NV-61974, OR-9752, TX-9752, WA-MLO-9752, WY-9752.

2025© Copyright 2023 Premier Mortgage Resources, LLC ("PMR") | NMLS # 1169 | www.nmlsconsumeraccess.org| Equal Housing Opportunity | PMR is not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. AZ-BK #0937529; CA – Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act; WA-CL 1169; | expires 12/31/2023

About HECM (Reverse Mortgage) At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or you must otherwise repay the reverse mortgage with interest from your other assets. We may charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which will be added to the balance of the reverse mortgage loan The balance of the reverse mortgage loan grows over time and interest is charged on the outstanding loan balance. You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and therefore you are responsible for paying property taxes, insurance, maintenance, and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may be subject to a tax lien or other encumbrance or to possible foreclosure; and